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Foremost Insurance for Specialty Homeowners
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Your house is more than a structure — it’s special, unique, the result of your hard work. It doesn’t look like the other homes on your street, so why should your insurance policy? That’s what sets our home programs apart, they can be as customized as your home.

Foremost gets it.
No matter the characteristics that define your home — age, condition, and value — chances are we have a program that you can personalize to fit your home. We offer three different home programs, Foremost DISTINCTCHOICE® Home, Specialty Homeowners and Dwelling Fire Owner Occupied, which allow us to accept most types of homes and customers. When you need to file a claim, you can rest assured that it’ll be handled promptly by a team of trained professionals.

Your Independent Agent will help you determine what program is best suited for you and your home.

Foremost DISTINCTCHOICE® Home insurance is currently only available in Kentucky and Pennsylvania.

About the coverages described on this site: Your insurance contract is contained only in your policy, not in this Web site. Your insurance protection may vary from the coverages described here, depending on the standard coverages included in your policy and the optional coverages you purchase. Credit is only used by underwriting or rating where allowed by state law. We use credit-based insurance scoring in some cases. *Coverage may not be available in all areas.